Zanaco Seba Account

Is a low cost affordable entry level savings account which empowers small scale entrepreneurs or low income individuals who want to own an account with a range of affordable banking solutions. 


  • Minimum balance of ZMW 50
  • No cheque book issued
  • Monthly maintenance fee of ZMW 10
  • Below minimum balance fee of ZMW 10 per occurrence
  • Interest bearing account
  • Free ATM VISA Electron Debit Card
  • Free Monthly Statements
  • Free Xapit Mobile Banking Feature
  • Free Internet Banking Feature


  1. Proof of residency 
  2. 2 passport size photos
  3. Copy of identity (NRC or Passport)
  4. Recommendation letter (Employer, Zanaco A/c holder)






Retail Products

Internet Banking
Zanaco Cards
Payment Solutions
Bill Muster