SME Finance

Credit facilities available:


Overdraft Facilities

Available to our clients for working capital financing

  • Duration: 12 months subject to renewal upon expiry depending performance
  • Interest : BOZ Policy Rate + Margin


Available for capital expenditure financing.

  • Duration: maximum tenure 5 years
  • Interest: BOZ Policy Rate + Margin


Bid Security/Bonds, Performance Bonds, Advance Payment Guarantees, Warehouse Bonds, Customs and Excise Bonds.

  • Duration: 12 months subject to review upon expiry depending on performance.
  • Commission: 0.75% per quarter minimum K500,000.00 (KR500.00) 

SME Products

Borrowing Requirements
Trade Services
Salary Payment Solutions