Use your Zanaco VISA card to win

Terms and Conditions

  1. Eligible Personal Products
    • Savings Public
    • Zanaco Saver – Personal
    • SEBA  Account
    • Savings - NAPSA Pensioners Product
    • Current Account - Personal Product
    • Xapit Savings Product
    • Personal Current Product
    • Goal Savings Product
    • Xapit Basic
    • Xapit Convenience
  2. Target Audience
    • Current Account, Savings Account, SEBA, and XAPIT existing personal card holders
    • New to bank prospective customers opening any of the above accounts with Zanaco for the first time and have been given a new card
  3. Campaign Eligibility
    • In order to be eligible for the Campaign, the cardholder must transact 6 times with their card at any of the following:
      • ATM (only Zanaco ATMs)
      • Merchant POS – (Zanaco or competitor bank)
      • Zanaco Xpress Agent Outlets
      • Online card payments
    • In short, qualification into the draws will be based the 6th transaction performed in the same month, that will be entered into the draw for various prize.
  4. Campaign General Terms and Condition
  5. By participating in this campaign, the customer hereby agrees to be bound by the following terms and conditions:
  6. The campaign will run for 3 months from 24th July 2017 to 31st October 2017 and will consist of Two (2) mid-campaign draws and One (1) Grand Finale Draw.
  7. The mid-campaign draws will be held in August  and September 2017
  8. Grand Finale Draw will be held after 31st October 2017
  9. Debit card transactions can be made from:
    • Any Zanaco ATM
    • Zanaco Xpress Agent Outlets – both deposits and withdrawals
    • Merchant POS for both Zanaco and other bank’s
    • Online card payments
  10. The eligibility of customers and accumulated transactions and entries will be tracked automatically by Zanaco Bank’s system. No campaign entry forms or registration of participation is required.
  11. Eligible participants may have a chance to win more than once (in the three (3) months) as long as they fulfill the criteria set out in Clause 3 above.
  12. Any eligible customer who closes his/her account before any of the draws are conducted shall not be entitled to receive any Prize under the campaign.
  13. All winners’ names will be published in the Print media and announced in all electronic media (e.g. Radio, T.V, and Internet) and any other method of communication that the Bank may choose to use.
  14. Winners may be required to attend the prize giving ceremony and other public programs as and when required by the Bank.
  15. Zanaco Bank Plc reserves the right at its absolute discretion, to use the names and photographs voice or video recordings and entries of winners for advertising and publicity, trade or promotion purposes without first obtaining any consent nor making any payment or compensation whatsoever to the participants.
  16. All Prizes for the campaign listed in Clause 4 above, will be presented within maximum seven (7) days after the announcement of the winners is made in the media and via any other communication to the winner.
  17. All Prizes under this campaign are neither transferable nor exchangeable for CASH or in kind and shall be subject to availability of stock. Zanaco reserves the right to substitute and replace any of the prizes offered with another prize of equal value as we deem fit.
  18. Any Prizes unclaimed three (3) months after notification and announcement of winners will be forfeited.
  19. Zanaco shall inform the customers and general public via the Print and electronic media of any amendments to the Terms and Conditions or Prizes; of any amendments to extend, shorten, cancel, terminate or suspend the Campaign; of any amendments to effect any adjustments, forfeitures or disqualifications of the campaign entries acquired by the accountholder without being liable to the accountholder for any loss or damages howsoever suffered or incurred by the accountholder as a direct or indirect result of the exercise by Bank.
  20. Except for the specific Campaign terms and conditions stated herein throughout the campaign period 24th July to 31st October 2017, all other terms and conditions set out in the Terms and Condition governing all the eligible accounts set forth herein shall continue to apply.
  21. Zanaco Bank employees and employees of the advertising agency and their immediate family are not eligible to participate in the campaign.

For further clarification please do not hesitate to contact your nearest branch or Call our Contact Centre on 5000, on ALL networks.

For further information contact:  corporate.affairs@zanaco.co.zm