Bill Muster

Zanaco’s one-stop payment service allows you to pay utility bills directly and conveniently through Xapit Mobile Banking, Internet Banking and at any Zanaco Branch near you

How does it work?

  • Simply fill out a Bill Muster deposit slip at any Zanaco branch, hand it to the cashier and your water or TV bill is paid.
  • Make sure you take a copy of your deposit slip as proof of your payment.
  • You can also obtain a statement from the utility company at your convenience.

If you’re a Zanaco internet banking subscriber …

  • You can access the Bill Muster service from the comfort of your office or home. Simply log on to your Zanaco internet banking account and click the Bill Payment option. 

Other ways to use Bill Muster include …

  • A regular payment instruction with your local branch.
  • The use of Xapit mobile banking. 


  • Security and convenience
  • Save valuable time