SME Finance

  • Credit facilities available:

Overdraft Facilities

  • Available to our clients for working capital financing
  • Duration: 12 months subject to renewal upon expiry depending performance
  • Interest : BOZ Policy Rate + Margin


  • Available for capital expenditure financing.
  • Duration: maximum tenure 5 years
  • Interest: BOZ Policy Rate + Margin


  • Bid Security/Bonds, Performance Bonds, Advance Payment Guarantees, Warehouse Bonds, Customs and Excise Bonds.
  • Duration: 12 months subject to review upon expiry depending on performance.
  • Commission: 0.75% per quarter minimum K500,000.00 (KR500.00)