About Us

Embedded Overseas Travel Insurance

This is a Travel Insurance policy which provides cover for medical expenses for sudden and unexpected illness or accident whilst traveling outside Zambia. This product is underwritten by Prudential Life Assurance Zambia.

WHO IS ELIGIBLE FOR COVER?
  • This solution is open to all Zanaco Private Banking customers who are above 18 years old but not more than 70 years of age at the date of departure and are residents of Zambia.
BENEFITS
  • Personal Accident
  • Emergency Medical and Evacuation Services
  • Hospital Benefits
  • Loss of Checked in Baggage
POLICY BENEFITS
  • Personal Accident Cover
  • Access to Emergency Medical and Evacuation Services
  • Payment of Hospital Benefit of USD25 per day for a maximum period of 10 days
  • In-country Funeral Benefit of K15,000 for the policyholder
  • Loss of Checked in Baggage
POLICY CONDITIONS
  • If the Life Assured misses payment of premiums for a particular month, then cover will not be available for that month.
  • The Life Assured shall communicate via the hotline/email address provided, advising of a trip as well as details of when the trip is to commence, destination and expected return date.
  • This is not a General Health Policy and will not pay for claims that arise out of a pre-existing medical condition.
  • Policy limits and excesses will apply
  • Insurance cover is only valid for persons who are permanent residents of the Republic of Zambia
REQUIREMENTS BEFORE COVER IS CONFIRMED
  • Travel notification to be sent to the insurer
  • Monthly club fees must be paid in full or requisite account balance me