Business Insurance

Product

Details

Fire and Special Perils

Safeguards buildings owned by the business and their contents such as machinery, equipment, stock and furniture against damages caused by fire and Special Perils

Business Interruption

Cover for interruption to the business that causes a loss of income, but the interruption must be as a result of an incident under the Fire & Special Perils cover.

Burglary Insurance

Covers against theft of property due to forcible and violent entry into premises/buildings

All Risks Insurance

Cover for your listed business items for loss or damage, unless otherwise specifically excluded

Electronic Equipment

Cover for sudden and unforeseen loss or damage to all Electronic equipment. Cover for increased cost of working and software is also available.

Comprehensive Motor Insurance

Comprehensive Motor Coverage for Motor Private and Motor Commercial (Own Goods). Covers accidental damage, third party property damage and Thirds Party bodily injury.

Crop Insurance

Covers loss or damage due to fire, lightning, storm, malicious damage, transit and theft of harvested crop whilst stored in the silo or building

Livestock Insurance

Covers farmers, ranchers and other livestock owners from financial loss due to unexpected death, injury or theft of their animals

Agripack

Covers livestock, farm buildings, plant and equipment, household goods, motor, money, goods in transit and liabilities etc.

Machinery Breakdown

Cover is available for sudden and unforeseen physical loss or damage to machinery. The cost of repair or replacement of damaged machinery including incidental costs is included in the cover.

Cash-in Transit (Money Insurance)

Cover for loss of money in transit and in premises, in safe and custody of authorized staff/director.

Goods in Transit Insurance

Cover for goods whilst in transit and covers them from the risk of collision, overturning and theft whilst held in trust by the insured.

Fidelity Guarantee

Covers the employer against loss of money and/or Stock resulting from dishonest acts of employees

Employers Liability

Provides and indemnifies you against legal liability in respect of any bodily injury or disease by accident sustained by your employees caused during the period of insurance and arising out of and in the course of employment by you in the business.

Public Liability

Cover for any legal liability to third parties in respect of accidental death, bodily injury and/or illness and/or loss of or damage to property incurred in the course of your business.

Other Specialized Solutions

The bank in partnership with its insurance partners can arrange any specialized insurance cover of choice