Internet Banking

About Us

Cash Managment Solutions

Our cash management solutions ensure better cash flow management with ease, speed and convenience and are designed to secure capital and guarantee profitability. 

Our POS Terminals allow users to accept the widest variety of payments quickly, safely and easily. This service allows all customers with Visa, MasterCard and UPI debit and credit cards to pay for their goods and services in a safe and convenient way.

FEATURES
  • Easy reconciliation 
  • Secure and convenient 
  • Easy to operate and manage 
  • Portable gadget that can move from place to place with ease 
  • Money is debited from the customer’s account and simultaneously credited to the merchant account 
BENEFITS
  • Payment guarantee 
  • Reduced cash handling costs 
  • Faster payment cycle and high-speed transactions 
  • Strengthened customer loyalty due to added convenience of cash access
Learn More about our Merchant Account 

Zanaco offers e-commerce solutions for online payments collections. Our payment gateway accepts a wide range of card schemes which include Visa, Master Card, and UPI.

FEATURES
  • Collections from institution’s customers using cards issued by their respective banks 
  • 24/7 for payment processing 
  • In-built fraud monitoring and prevention infrastructure. 
  • Automated statements with uniquely identified transactions to aid business management and reconciliation 

Bill Muster allows your business to collect your payments electronically. This service is particularly convenient for organizations and businesses that regularly receive payments from multiple numbers of clients i.e. schools, colleges, universities, utilities, and councils. Upon payment via Bill Muster, your clients’ records are immediately updated, making reconciliations quicker and easier.

FEATURES

Customers can make bill muster payments through the following Channels;

  • Zanaco Mobile Banking *444#
  • MTN Momo
  • Airtel Money
  • All Zanaco Xpress Agents 

Cash in Transit (CIT) is a secure method for moving cash from our clients' business premises to our branches. This service will ensure an immediate shift in Cash liability and will not require the staff to go to the branch.

It minimises your cash risk as the Bank assumes the risk for the cash as soon as it is collected. It also ensures faster value for cash, so that you earn interest on cash collected as opposed to it remaining at your premises and not receiving interest.

FEATURES
  • Reduces the risks associated with moving cash
  • On-Site Roving Teller Verification
  • Zanaco will offer tailored corporate CIT services to secure and give quick value to our client’s collections account.  
  • This model will ensure our clients focus on sales and do not have to travel to the Bank daily for cash deposits.
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Through the Teller Implant service, Zanaco provides a teller to be stationed at your premises and process deposits and/or disbursements. Zanaco assumes the risk for funds deposited with the teller, reducing your risk of handling cash. Staffing requirements and operating hours can be tailored suit your requirements.

The automated Cash Depositor Machine is used in facilitating secure bulk cash deposits. The Cash Depositor Machines will be installed at your premises preferred location for onsite banking. 
FEATURES
  • Handles high volumes of cash at a speedy rate, takes up to 1,000 notes per minute and has high tolerance levels 
  • Self service capability with full reporting of all transactions, breaking down denominations, date and time 
  • Enhances turn-around time of close to real time value credit given to account 
  • Reduces the risks associated with holding cash for long hours