About Us

Transactional Accounts

This account is tailor-made for salaried income earners for receipt of salaries in addition to other sources of income. The account is an affordable current account with your transactional needs in mind. The account is available to customers in formal employment with a regular monthly salary under the Preferred Customer segment.

FEATURES
  • A multi-currency account available in the following currencies: Zambian Kwacha (ZMW), United States Dollar (USD), Great British Pound (GBP), Euro (EUR) and South African Rand (ZAR)
  • Pricing/ Fees/ Commission as per Retail tariff
  • No minimum balance required
  • No account opening balance required
  • No Interest available
  • Access to a cheque book
  • Access to a Visa Classic debit card
  • Access to Internet Banking
  • Access to Mobile banking
  • Free monthly statements
  • Transactional SMS alerts
 WHO CAN APPLY?
  • Individual customers who are in formal employment with a regular monthly salary ranging from ZMW5,000 to ZMW14,999.99
ACCOUNT OPENING REQUIREMENTS
  • Certified copies of National Identity
  • Two passport size photos
  • Proof of residence
  • TPIN

This account is tailor-made for salaried income earners for receipt of salaries in addition to other sources of income. The account is an affordable current account with your transactional needs in mind. The account is available to customers in formal employment with a regular monthly salary under the Preferred Plus Customer segment.

FEATURES
  • The account is available in Zambian Kwacha (ZMW)
  • No minimum balance required
  • No account opening balance required
  • No credit Interest available
  • Access to a cheque book
  • Access to a Visa Gold debit card
  • Access to Internet banking
  • Access to Mobile banking
  • Free monthly statements
  • Transactional SMS alerts
  • Pricing/ Fees/ Commission as per Retail Banking tariff.
WHO CAN APPLY?
  • An individual with average balances from ZMW15,000 to ZMW34,999.99
  • An individual with a monthly income from ZMW15,000 to ZMW34,999.99
ACCOUNT OPENING REQUIREMENTS
  • Certified copies of National Identity
  • Two passport size photos
  • Proof of residence
  • TPIN

The Preferred Current Account is a multi-currency transactional account that provides you the flexibility and convenience you need to live your desired lifestyle and is ideal for regular transactional activities for Preferred segment customers.

FEATURES
  • A multi-currency account available in the following currencies: Zambian Kwacha (ZMW), United States Dollar (USD), Great British Pound (GBP), Euro (EUR) and South African Rand (ZAR)
  • Pricing/ Fees/ Commission as per Retail tariff
  • No minimum balance required
  • No account opening balance required
  • No credit Interest available
  • Access to a cheque book
  • Access to a Visa Classic debit card
  • Access to Internet banking
  • Access to Mobile banking
  • Free monthly statements
  • Transactional SMS alerts
WHO CAN APPLY?
  • An individual with average balances less than K5,000.00 to K14,999.99
  • An individual with a monthly income of less than K5,000.00 to K14,999.99

 

ACCOUNT OPENING REQUIREMENTS
  • Certified copies of National Identity
  • Two passport size photos
  • Proof of residence
  • TPIN

The Preferred Current Account is a multi-currency transactional account that provides you the flexibility and convenience you need to live your desired lifestyle and is ideal for regular transactional activities for Preferred Plus segment customers.

FEATURES

  • A multi-currency account available in the following currencies: Zambian Kwacha (ZMW), United States Dollar (USD), Great British Pound (GBP), Euro (EUR) and South African Rand (ZAR)
  • Pricing/ Fees/ Commission as per Retail tariff
  • No minimum balance required
  • No account opening balance required
  • No credit Interest available
  • Access to a cheque book
  • Access to a Visa Gold debit card
  • Access to Internet banking
  • Access to Mobile banking
  • Free monthly statements
  • Transactional SMS alerts

WHO CAN APPLY

  • An individual with average balances from K15,000.00 to K34,99.99
  • An individual with a monthly income from K15,000.00 to K34,99.99

ACCOUNT OPENING REQUIREMENTS

  • Certified copies of National Identity
  • Two passport size photos
  • Proof of residence
  • TPIN

The is an easy to open account offering the customer a vast number of products and services without the need for the Branch. The account is mostly digitally based allowing customers to transact, make payments and/or transfers right off their mobile devices or Debit Card. This product type offers customers the ability to be onboarded to a carded or card-less account.

FEATURES
  • A single-currency account with only ZMW currency available
  • A maximum balance of K100,000.00
  • Pricing/ Fees/ Commission as per Digital Banking Tariff
  • No minimum balance required
  • No account opening balance required
  • No credit Interest available
  • Access to a Visa Classic debit card with customisable limit(s) adjustment(s)
  • Access to Internet Banking
  • Access to Mobile Banking
  • Access to Xpress Loans
  • Access to Xpress Savings
  • Free monthly statements
  • Free transactional SMS alerts
 WHO CAN APPLY?
  • An individual with average balances from K50.00 to K10,000.00
  • An individual with a monthly income from K50.00 to K10,000.00
ACCOUNT OPENING REQUIREMENTS
  • Customer must be 18 years and above
  • Customer must be a Zambian
  • Certified copies of National Registration Card (NRC)
  • Two passport size photos
  • Proof of residence
  • Taxpayer Identification Number TPIN