Internet Banking

About Us

Features and Requirements

Whether you need to get financing for a mobile device, solar equipment, vehicle or that piece of agricultural equipment for your weekend farming, we will endeavor to meet your personal needs with a seamless experience.

For our business customers, we finance a wide array of assets ranging from utility vehicles, commercial vehicles, agricultural, construction and mining equipment, to specialized industrial equipment, with flexible repayment structures to suit the business cashflows.

Visit your nearest branch, reach out to your Relationship Manager or email our Vehicle and Asset Financing Team directly.

FEATURES
  • Easy to access Finance Leases with flexible repayment terms to suit your cashflows
  • Financed asset is used as security/collateral
  • In-house Insurance cover with flexible payment terms
  • Repayment period up to 84 months for brand new personal to holder vehicles and new agricultural equipment
  • Up to 100% financing for gadgets, solar equipment and brand new personal to holder vehicles for Retail customers
  • Up to 80% financing for other movable assets & equipment
  • No interest charge on VAT, allows for monthly VAT payments on capital repayments
  • Interest cost is tax deductible for businesses
  • Capital allowances for assets financed used in business/trade
  • Early settlement option without penalty
  • Competitive pricing
REQUIREMENTS
Individual
  • Immediate past 3 months’ pay slips/ Valid proof of income
  • Letter from Employer confirming employment status and how long one has worked for the institution
  • Proof of residential address
  • Copy of valid ID & Driver’s License for vehicle finance
  • Quotation from Supplier
  • 6 months statements where required
  • Should be an account holder
Business
  • Application letter
  • Quotation of asset to be financed from supplier
  • Certificate of Incorporation
  • Latest PACRA Printout
  • Tax Clearance Certificate
  • Articles of Association
  • 3 Years Audited Financial Statements
  • Latest Management Accounts
  • Cash flow projections for the proposed duration of the facility
  • 12 months bank statements where applicable
  • Company Profile with profiles of key management staff
  • Copies of Directors’ IDs
  • Relevant Business Licenses
  • Copies of Business Contracts (If applicable)