The mining industry is an interconnected ecosystem comprising mine owners, contractors, suppliers, equipment providers, transporters, and service companies.
As Zambia’s leading bank, Zanaco provides the financial backbone for this entire network. We combine deep local sector expertise with the financial agility to support the entire value chain, making us the preferred partner for investors navigating the Zambian landscape.
We support mining investors and operators looking to acquire assets or scale operations with financing that respects the project scale and lifecycle.
Significant Balance Sheet | Our large balance sheet enables us to book and lead big-ticket deals directly on our Zambian balance sheet, providing the local depth and speed required for major projects |
Medium-Term Financing | Flexible loans available in both ZMW and USD at highly competitive pricing to suit your captial structure |
Contractual Guarantee | Comprehensive support through bid, advance payment, performance, and payment guarantees to secure your contract execution |
Structured Growth | Financing models tailored specifically to your project's cashfloe anf productuon profiles |
Reliable mobility and heavy machinery are the lifeblood of mining operations. Our dedicated VAF product is engineered to keep the value chain moving:
Mining Fleet Financing | Specialized solutions for logistics providders, site contractors, and mine-owned fleets. |
Movable Asset Financing | Stratigic funding for yellow metal, plant machinery, and essential operational hardware. |
Optimized Repayments | Felixble repayment structures that mirror your specific operating cycles. |
We bridge the timing gaps between operational costs and mineral receipts to ensure seamless continuity.
Operational Liquidity | Our large balance sheet enables us to book and lead big ticket deals directly on our Zambian balance sheet, providing the local depth nd speed required for major projects. |
Cycle-Based Funding | Flexible loans available in both ZMW and USD at highly competitive pricing to suit your captial structure. |
Cash Flow Stability | Comprehensive support through bid, advance payment, performance, and payment guarantees to secure your contract execution. |
A healthy mine depends on a resilient supply chain. Zanaco accelerates the flow of goods and capital across borders and industries.
Global Trade Solutions | Letters of Credit and import/export facilities for seamless international transactions. |
Supplier & Payables Finance | Invoice discouting and recievables finance to provide immediate liquidity to your vendors |
Order Fulfilment | Purchase order financing to help local suppliers meet delivery obligations for major mines |
With revenues and costs often split across currencies, our treasury team provides expert navigation and local regulatory insight.
FX & Risk Management | Competitive conversion services and risk management tools, including swaps, to manage currency exposure. |
Digital Command | A robust internet banking platform handling high-volume bulk payments capabilities as well as support all regulatory payments. |
Regulatory Compliance | Seamless integration for statutory, tax, and custom payments backed by our deep understanding of the Zambian regulatory enviroment. |
As the leading local bank with a proven track record, Zanaco is uniquely positioned to support potential mining investors and market players with the local insight and substantial capital needed to thrive in Zambia. Whether you are a mine operator or part of the wider value chain, we offer practical banking solutions designed to keep operations moving.
