Internet Banking

About Us

Savings Accounts

This is a savings account offered to our Private banking customers that enables the customers to grow their savings while having ease access to their funds once a month.

FEATURES
  • Account currency is ZMW
  • 1 withdrawal per month, a penalty is applicable for withdrawals in excess of 1 per month
  • Pricing/ Fees/ Commission is as per Retail tariff for Private customers
  • Required account minimum balance is K500.00
  • Competitive tiered Interest rates
  • Interest capitalization frequency is monthly
  • Access to an Infinity or Platinum Visa debit card
  • Access to Internet banking
  • Access to Mobile banking
  • Free monthly statements
  • Transactional SMS alerts
WHO CAN APPLY?
  • An individual with average balance of K35,000.00 and above
  • An individual with a monthly income of K35,000.00 and above
      ACCOUNT OPENING REQUIREMENTS
  • Certified copies of National Identity
  • Two passport size photos
  • Proof of residence
  • TPIN

Investment Accounts

The fixed deposit account allows the customers to invest excess funds awaiting future expenditure and earn competitive interest rates for the varied deposit tenures

FEATURES
  • Account currency is ZMW
  • Pricing/ Fees/ Commission as per Retail Banking tariff
  • Minimum investment deposit amount is K25,000.00 for Private Premium and K50,000.00 for Private Priority
  • No Maximum allowable balance
  • The current applicable tenures are as follows:
    • 30 days
    • 60 days
    • 90 days
    • 180 days
    • 1 year
  • Competitive interest rates available
  • Interest liquidation is upfront on account opening
 BENEFITS
  • Competitive interest rates
  • The customer is credited the interest on the deposit upfront on account opening
  • The fixed deposit amount can be used as security for a loan
  • The customer selects the period of investment
  • The deposit tenure can be renewed at maturity
  • The customer can choose to have the interest paid into an account of their choice
  • There is no maximum deposit amount required, the customer determines the maximum deposit according to their wallet.
 WHO CAN APPLY?
  • Private Banking Customers
ACCOUNT OPENING REQUIREMENTS
  • Existing account holder where deposit lump sum funds will come from
  • Filling in the application form

The fixed deposit account allows the customers to invest excess funds awaiting future expenditure and earn competitive interest rates for the varied deposit tenures.

FEATURES
  • Account currency is Zambia Kwacha (ZMW) and United States Dollar (USD)
  • Pricing/ Fees/ Commission as per Retail tariff
  • Minimum investment deposit amount required is K25,000.00 for Private Premium and K50,000.00 for Private Priority
  • No Maximum allowable balance
  • The current applicable tenures are as follows:
    • 30 days
    • 60 days
    • 90 days
    • 365 days
    • 365 days
  • Competitive interest rates available
  • Interest liquidation is at maturity
 BENEFITS
  • Competitive interest rates
  • The fixed deposit amount can be used as security for a loan
  • The customer selects the period of investment
  • The deposit tenure can be renewed at maturity
  • The customer can choose to have the interest paid into an account of their choice
  • There is no maximum deposit amount required, the customer determines the maximum deposit according to their wallet.
 WHO CAN APPLY?
  • Zanaco Retail customers under Private and Preferred Banking
ACCOUNT OPENING REQUIREMENTS
  • Existing account holder where deposit lump sum funds will come from
  • Filling in the application form

The fixed deposit account allows the customers to invest excess funds awaiting future expenditure and earn competitive interest rates for the varied deposit tenures.

FEATURES
  • Account currency is ZMW
  • Pricing/ Fees/ Commission as per Retail tariff
  • Minimum investment deposit required is K25,000.00 for Private Premium and K50,000.00 for Private Priority
  • No Maximum allowable balance
  • The current applicable tenures are as follows:
    • 30 days
    • 60 days
    • 90 days
    • 180 days
    • 1 year
  • Competitive interest rates available
  • Interest liquidation is at maturity
  • Customers allowed partial redemptions on their deposit during the course of the tenure.
 BENEFITS
  • Competitive interest rates
  • Customers have access to their funds through partial redemptions
  • The fixed deposit amount can be used as security for a loan
  • The customer selects the period of investment
  • The deposit tenure can be renewed at maturity
  • The customer can choose to have the interest paid into an account of their choice
  • There is no maximum deposit amount required, the customer determines the maximum deposit according to their wallet.
 WHO CAN APPLY?
  • Zanaco Private Banking customers
ACCOUNT OPENING REQUIREMENTS
  • Existing account holder where lump sum deposit funds will come from
  • Filling in the application form