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Management Team

Zanaco's Management Board is responsible for leading the implementation of the bank’s vision and for formulating strategy for board approval. The Management Board also drives and directs the day-to-day operations of all the bank’s divisions.

Henk Gezienus Mulder

Chief Executive Officer*
*Non Board Member

Mr Henk Gezienus Mulder is the former Managing Director for Rabo Development.

With a career spanning over 34 years, Mr Mulder is a Law Graduate of the University of Groningen in the Netherlands with extensive experience in banking with functional expertise in strategic and change management, credit risk, treasury, investment and retail banking. He started his career in 1982 at ABN Amro Bank where he served in various roles in the Netherlands, India, Brazil, Indonesia, Colombia, Romania and Saudi Arabia. He also served at PT Bank Rabobank Indonesia as CEO for five years before joining Rabo Development.

Lishala C. Situmbeko

Chief Commercial Officer  

Mr. Lishala C. Situmbeko, is an experienced financial sector professional of 23 years.

He served as Macroeconomic Analyst at Ministry of Finance, then Specialist in Money Markets and Foreign Exchange Management at Bank of Zambia and Head –Treasury Sales for Barclays Bank (Z) Plc before joining Zanaco in 2010. He holds Masters and Bachelors Degrees in Economics, a postgraduate certificate in Financial Markets and Instruments and the Financial Markets Association ACI Dealing Certificate. He is also a 2004-2005 Hubert H. Humphrey Fellow in Banking and Finance and a certified coach, mentor and speaker under the John Maxwell Team.

Hamish Chipungu

Chief Risk Officer

Mr. Hamish Chipungu is the Chief Risk Officer. He joined Zanaco in January 2011.

With a career spanning over 22 years, Mr Chipungu is a graduate of the Emile Woolfe College of Accountancy (London) and the Institute of Internal Auditors. He started his career in 1993 at KPMG before joining Bank of Zambia until December 2010.
Mr Chipungu is a fellow of the Zambia Institute of Chartered Accounts and the Association of Chartered Certified Accounts. He is a member of the Institute of Internal Auditors and Past President of the Zambian Chapter of the Institute of Internal Auditors.

Diana Kangwa-Muya

Chief Operations Officer

Diana Kangwa-Muya, was appointed as Chief Operations Officer for Zanaco on 3rd April, 2017. Diana has a wealth of experience in Information Technology and Operations Management. She holds a Bachelor’s Degree in Electronics & Telecommunications Engineering from the University of Zambia, a Master’s Degree in Communication & Information Systems from Huazhong University of Science and Technology (HUST) in China and a Master’s Degree in Business Administration (MBA) from the Copperbelt University.

Prior to joining Zanaco, Diana held various senior positions at Zambia Telecommunications Company (Zamtel), Standard Chartered and Cavmont banks respectively.

Mumbi Mwila

Chief Human Resource Officer

Mumbi Mwila, a Human Resources professional with more than 16 years of experience and is the new Chief Human Resources Officer for Zanaco since July, 2016.

Mumbi has a successful track record of leading human resource programmes for large, reputable institutions. Her strong background in employee relations and strategic planning will enable her to make great contributions to Zanaco. Mumbi comes to Zanaco from running her own HR Consultancy. Prior to this, she worked as a subject matter expert in Human Resources for Airtel Africa, before then she worked as Human Resources Director for Airtel Zambia.
She holds a Bachelor of Science with Education, a Masters of Business Administration and is a fellow with the Zambia Institute of Human Resources Management.

Moono Simatyaba

Chief Financial Officer

Mrs Moono Simatyaba is the current Chief Financial Officer for ZANACO. She joined ZANACO in 2016.

Mrs Moono Simatyaba was the Head of Finance at Sab Miller Zambia where she rose through the ranks and held various positions which included; Project Manager and Group Finance Manager. Prior to Sab Miller Zambia, she worked at Price Waterhouse Coopers as an Audit Associate and Senior Audit Associate. She began her career at Development Bank of Zambia as an Accounts Clerk. Mrs Simatyaba is a qualified chartered accountant and a Fellow member for the Association of Chartered Certified Accountants and Zambia Institute of Chartered Accountants. She holds a Bachelor’s Degree in Accountancy from the Copperbelt University Zambia and a Masters in Business Administration from Oxford Brookes University. 



Jussab Kara

Chief Information Technology  Officer

Mr Jussab Kara is a technology executive with more than 23 years of work experience.

At Atlas Mara, he served as Chief Information Officer and was responsible for driving the organisational technology. He also worked for Airtel Zambia for 14 year in various key strategic roles before joining MTN Zambia as the Executive responsible for Information Technology. He briefly served as Chief Technology and Information Officer at Vodafone Zambia and as well as Director Software Engineering for CDC Projects. He holds a Master’s Degree in Business Administration, Postgraduate Diploma in Management, Postgraduate Certificate in Technology, Honors Degree in Computing, Graduate Diploma in Computer Science and a Diploma in Accounting.  



Kalengo S. Simukoko

Chief Credit Risk Officer

Kalengo S. Simukoko is a seasoned banker with a strong risk management / governance background, in-depth boardroom experience and has over 16 years’ experience cutting across Trade Finance, Retail, SME and Corporate Banking

He currently serves as a Non-Executive Director and Chair of the Board Audit and Risk Committee of the Zambia National Data Centre. Prior to joining Zanaco, he was the Chief Risk Officer/Risk Director at United Bank for Africa (Zambia) Limited. He has also previously held senior management roles at Barclays and Standard Chartered Bank Zambia Plc. He is a Certified Financial Consultant, well-read author and a regular columnist in the local dailies providing insights on a wide range of business issues. Among many other business qualifications, he holds an MSc in Finance from the University of Leicester’s School of Business in the United Kingdom.  



Wane Ng'ambi

Chief Digital Banking  Officer

Mr Wane Ng'ambi is a seasoned Telecommunications & Financial Services Executive with extensive skill sets in Sales & Distribution, Financial Services, Project Management, IT/Telecommunications and FMCG experience spanning from several African markets.

Wane has held several senior management and executive roles in the Telecommunications and Financial Services industry across Africa including his most recent role at Millicom Group (T/A TIGO) as Regional Director – Sales Distribution and Customer Operations – Africa Market. Prior to joining Millicom, Wane served 5 years with MTN Zambia as Executive Head, Mobile Financial Service (MFS), He holds Graduates Diploma in Information Systems Management, BSc (Hons) Computer Science. 



Kaluba Gloria Kaulung’ombe-Inampasa

Company Secretary

Kaluba Gloria Kaulung’ombe-Inampasa was appointed Company Secretary of the Zanaco, on 12th December 2016.

Kaluba has extensive experience in Commercial and Corporate Law, Company Secretarial Practice, Legislative Drafting and Litigation. Kaluba holds a Bachelor of Laws Degree from the University of Zambia, a Master’s Degree in Commercial Law from the University of Cape Town, a Post Graduate Diploma in Legislative Drafting and is a Graduate of the Institute of Chartered Secretaries and Administrators (ICSA).

Prior to joining Zanaco, Kaluba held various positions in the Ministry of Justice. She was Legal Counsel at CEC Liquid Telecommunication Limited and Company Secretary at Hai Telecommunications Limited.