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Empowering you to success

What is a Personal Overdraft facility?

Our personal overdraft is for individuals who would like to access short term financing that will cover day to day expenses for their business operations. Whether you’re buying stock or completing a housing project, the overdraft loan is the right facility for you


  1. You will have access to affordable low cost financing
  2. You only pay for what you consume
  3. You do not need to be salaried to access this facility

How to get it and what to expect

The following are the necessary requirements to apply:

  • An existing Zanaco Current where you will be accessing your overdraft facility form 
  • Adequate security/collateral to cover the amount sought

Features of Overdraft facility:

  • Maximum allowed period of 12 months
  • Secured facility

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