Scheme Loan

What is a Scheme Loan?

The Scheme Loan is made for salaried individuals who have dreams that we would love to see built. Whether you would like to buy a car, complete a housing project, or pay education fees, the Scheme loan is the best loan for you.

Benefits:

1. Access to affordable low cost financing 
2. No collateral required.
3. Maximum allowable loan amount of K150,000
4. Maximum loan period of 5 years
5. Deduction is done by employer

How to get it and what to expect

The following are the necessary requirements to apply:

• An existing Zanaco Current or Savings Account which the loan will be paid into and installments deducted from.
• Your employer must have signed an MOU/contract with Zanaco for you to apply for one.

Features of Scheme Loan:

• Unsecured loan backed by salary
• Minimum period of 6 months and a maximum period of 5 years
• Minimum loan amount is K5,000 and maximum is K150,000
• Negotiated interest rate by employer
• Loans are insured
• Applications are made through the employer

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