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Grow into your greatness, bank with us!

Empowering you to success


What is a Scheme Loan?

The Scheme Loan is made for salaried individuals who have dreams that we would love to see built. Whether you would like to buy a car, complete a housing project, or pay education fees, the Scheme loan is the best loan for you.

Benefits:

  1. Access to affordable low cost financing 
  2. No collateral required.
  3. Maximum allowable loan amount of K150,000
  4. Maximum loan period of 5 years
  5. Deduction is done by employer

How to get it and what to expect

The following are the necessary requirements to apply:

  • An existing Zanaco Current or Savings Account which the loan will be paid into and installments deducted from.
  • Your employer must have signed an MOU/contract with Zanaco for you to apply for one.

Features of Scheme Loan:

  • Unsecured loan backed by salary
  • Minimum period of 6 months and a maximum period of 5 years
  • Minimum loan amount is K5,000 and maximum is K150,000
  • Negotiated interest rate by employer
  • Loans are insured
  • Applications are made through the employer

*Ts and Cs apply

Download Terms and Conditions


Quick Access Links



Need more help?


Call us on: 5000(MTN & Zamtel)
+260-211-238881
+260-211-221554
Email us at:
customerservice@zanaco.co.zm